Mortgage

Home Loan Refinance

What is home loan refinancing?

Refinancing refers to you changing your existing home loan to a new lender with lower rates; whereas, repricing means to refinance at your current bank. It is important to review your home loan diligently to assess when you can save money by refinancing, especially if your lock-in period is over.

Here are two main reasons why people refinance:

  1. Go for even lower mortgage interest rates and enjoy savings in interests

  2. To attain a higher loan amount and earn excess cash

Best HDB Home Loans
PackageYear 1 Interest RateLock-in Period
PromotionalFixed2.90%3 year(s)
Fixed
2.95%2 year(s)
Floating
3.91%3M SORA + 0.28%2 year(s)
Best Private Home Loans
PackageYear 1 Interest RateLock-in Period
PromotionalFixed2.88%3 year(s)
Fixed
2.95%2 year(s)
Floating
3.91%3M SORA + 0.28%2 year(s)

Get In Touch With Us Today!

Personal Particular
About your loan
$
%
Years Left
Exclusive Free Gift(s)
Viomi Dispenser
Viomi Dispenser

Loan Amount >= $250,000

Xiao Mi Robot Cleaner
Xiaomi Robot Vacuum Cleaner

Loan Amount >= $500,000

Secretlab
Secretlab Omega 2020 Series

Loan Amount >= $1,000,000

Electric Desk
Ergoworks Electric Desk

Loan Amount >= $2,000,000

*Note: You will only receive one of the eligible free gift if your loan application is successful.

I consent and authorize BTOHQ.com or its representatives to contact me regarding my mortgage and to disclose and relevant information provided to the banks I want to apply for. By continuing, I agree to BTOHQ.com Terms of Use and Privacy Policy.

I consent to receive newsletters and promotional communications about products and services from BTOHQ.com.

We Work with All Major Mortgage Providers

DBS
OCBC
UOB
Standard Chartered
HSBC
Citibank
Maybank
CIMB
Hong Leong Finance
Bank of China
RHB
State Bank of India

You may also interested in