Home Loan Refinance

What is home loan refinancing?

Refinancing refers to you changing your existing home loan to a new lender with lower rates; whereas, repricing means to refinance at your current bank. It is important to review your home loan diligently to assess when you can save money by refinancing, especially if your lock-in period is over.

Here are two main reasons why people refinance:

  1. Go for even lower mortgage interest rates and enjoy savings in interests

  2. To attain a higher loan amount and earn excess cash

Best HDB Home Loans
PackageYear 1 Interest RateLock-in Period
PromotionalFloating3.43%HDR22 - 1.07%3 year(s)
3.65%1 year(s)
PromotionalFixed3.65%3 year(s)
Best Private Home Loans
PackageYear 1 Interest RateLock-in Period
3.65%1 year(s)
PromotionalFixed3.65%3 year(s)
3.97%3M SORA + 0.50%1 year(s)

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