Mortgage

Home Loan Refinance

What is home loan refinancing?

Refinancing refers to you changing your existing home loan to a new lender with lower rates; whereas, repricing means to refinance at your current bank. It is important to review your home loan diligently to assess when you can save money by refinancing, especially if your lock-in period is over.

Here are two main reasons why people refinance:

  1. Go for even lower mortgage interest rates and enjoy savings in interests

  2. To attain a higher loan amount and earn excess cash

Best HDB Home Loans
PackageYear 1 Interest RateLock-in Period
PromotionalFixed1.30%2 year(s)
Floating
1.20%HHR - 3.65%2 year(s)
Fixed
1.14%2 year(s)
Best Private Home Loans
PackageYear 1 Interest RateLock-in Period
Fixed
1.14%2 year(s)
PromotionalFloating1.08%3M SIBOR + 0.65%1 year(s)
Floating
1.03%3M SIBOR + 0.60%2 year(s)

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Personal Particular
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Exclusive Free Gift(s)
Viomi Dispenser

Loan Amount >= $250,000

Xiaomi Robot Vacuum Cleaner

Loan Amount >= $500,000

Secretlab Omega 2020 Series

Loan Amount >= $1,000,000

Ergoworks Electric Desk

Loan Amount >= $2,000,000

*Note: You will only receive one of the eligible free gift if your loan application is successful.

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